Sunday, June 12, 2016

Lost luggage: how to avoid?

Concluding the topic of travel risks, now let's talk about the loss of luggage and traveling insurance. Should I arrange luggage insurance, what to do if the suitcase did not arrive with you, and how to prove the value of the goods?

 Lost luggage: how to avoid?

I'll start with the positive data: the top ten airlines, often losing their luggage, not part of a Russian carrier. "Black list" consists mainly of "Europeans" such as KLM and British Airways. So, buying flights of foreign airlines to think about baggage insurance   should be larger than when flying in Russia.

To make out a policy with risk " lost baggage "It is necessary to advance, with approximately represent the value of your things that you take with you initially, or plan to buy in the trip. It is necessary to indicate in the contract with the insurance company the amount of coverage. Clearly, if you fly to Greece for a fur coat, it is obviously aware of the increased value of baggage and you can take out insurance on a large amount.

Whenever possible, an inventory of the things handed in luggage. By the way, some insurance companies are asked to make an inventory of things at the stage of signing the contract. It is this information they will draw in assessing the damage and damages. Plus go checks and receipts that you provide as a proof of purchase of new things, so do not throw them to the receipt and baggage screening.

If the insured event occurred yet, and suitcases did not arrive on the same flight as you, be sure to contact a special service: on the counter loss of baggage, airline or the airport police. In fact the loss has to be drawn up or an act that will also be the main document for the insurance company. If the baggage is not found within a certain time, then the standard rules, the insurance payment is made within 15 working days from the end of the investigation of your case by the insurance company.

Virtually the same rules and conditions applicable in the case of damage to luggage. But the damage will be more difficult to prove than the loss - airline can be said that the original packaging was defective or the passenger did not warn about the special status of the goods. So if you are traveling, for example, a set of Bohemian crystal, when checking in asking bag sticker pasted on "gently, the glass." Such signs are in any airport in the world stands on packing luggage.

What passenger if his suitcases were not insured against loss and had declared value? Compensation for damage provided for in such a case. All actions of the passenger will be the same: the composition of the act or protocol, a description of the contents of the luggage. Just will not indemnify an insurance company, and the airline (or airport services) and in the amount of coverage and weight. According to the Warsaw Convention, the passenger is entitled to compensation based on the rate of 250 francs per kilogram luggage. The sums mentioned in francs, be deemed to refer to a currency unit and converted into any national currency in round figures.

Any passengers should remember that nuance, as the legality of luggage. If you put in a suitcase coral or animal skins, which in certain countries are prohibited to be exported, then nobody will reimburse you the damage, as it does not cost you expensive purchase. And yet, and may involve for the illegal export of an object. Before the trip, try to get acquainted with the customs regulations of any country. And the purchase of non-standard (for example, diamond products in South Africa) try to buy legally, with registration of all certificates and permits.

 Lost luggage: how to avoid?

And finally a few more tips for correct baggage:

  • The documents, money, valuables, photo and video equipment always take it with you on board. It is not forbidden, and will help protect the most important thing is not only the loss, but also accidental damage;
  • Luggage store receipt to the receipt and verification of the safety of things;
  • Remove before flight with a suitcase all tags left over from previous visits;
  • Provide your contact details luggage (name, surname, phone number, address). Now all suitcases is a "window" where you can put a piece of personal information or business card.
  • Black suitcase to find it the most difficult, because millions of black suitcases. Select the baggage "from the crowd" helps bright detail, for example, tape or ribbon. But best of all when buying a suitcase or bag to choose bright colors and catchy parts that can easily be described by applying the missing luggage.


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